Medical insurance aspects to keep in mind

Before choosing your health insurance plan it is important to look at some fundamental aspects, as there are many things to keep in mind. If cost is a prime issue, it is also important to make sure that your policy also suits your personal needs:

The coverage: Check whether the policy includes hospitalisations and diagnostic tests, for example.

The medical network: Make sure that the medical network has facilities close to you and that you have a good selection to choose from.

Qualification periods: In most cases, when you purchase a new health insurance product there are qualification periods applicable to some services. For more details on qualification periods please click the "FAQ" tab on the respective policy page.

Dental insurance: Check whether your plan includes dental cover. If not, you may decide to add this as an add-on.

Co-payments: Check whether your policy includes co-payments (excesses) and how these apply to the services that you use. If you require a policy in order to apply for or renew an NIE, visa or residency, then you will need a policy without co-payments (without excesses).

Sanitas Health Plans offer you private medical insurance tailored to your needs. Compare plans and pricing or view our quick guide here.