Before choosing your health insurance plan it is important to look at some fundamental aspects, as there are many things to keep in mind. If cost is a prime issue, it is also important to make sure that your policy also suits your personal needs:
The coverage: Check whether the policy includes hospitalisations and diagnostic tests, for example.
The medical network: Make sure that the medical network has facilities close to you and that you have a good selection to choose from.
Qualification periods: In most cases, when you purchase a new health insurance product there are qualification periods applicable to some services. For more details on qualification periods please click the "FAQ" tab on the respective policy page.
Dental insurance: Check whether your plan includes dental cover. If not, you may decide to add this as an extra option.
Co-payments: Check whether your policy includes co-payments (excesses) and how these apply to the services that you use. If you require a policy in order to apply for or renew an NIE, visa or residency, then you will need a policy without co-payments (without excesses).
Sanitas & HealthPlan offer you medical insurance tailored to your needs. Click here to find the right plan for you.
