Switch from Bupa to Sanitas

If you are transferring from BUPA UK we will require you to request an International Transfer Form (ITF) from BUPA. This is completed by BUPA with all the information concerning your existing BUPA Policy. You then forward the form to us and we take care of the rest.

If you are transferring from BUPA Global they will provide you with a certificate stating the date that you were first registered with them, the date that the BUPA cover is to be cancelled and confirmation that the premiums have been paid. You then forward the certificate to us.

No, but you will receive a call to discuss any conditions that are deemed to be serious by Sanitas.

No, as long as the applications are complete and satisfactory, the transfer will take place within 3 days from the date they are received.

These will be carried over from your BUPA policy to your Sanitas policy.

Yes, you can include new members on your Sanitas policy, who were not covered by your BUPA policy. However, they will be considered new customers and therefore standard qualification periods will be applied to their cover.

No, as long as the condition is not deemed to be serious. If the condition is deemed to be serious, then cover will depend on the evaluation made via the call from our doctor to discuss conditions.

The antenatal care will be covered but not the birth.

No, unless your premiums are paid up to date and there has been no break in your health insurance cover, you may not make a transfer.

All documents are sent by email only. However, to become a Sanitas member, your policy must be registered to a Spanish address.

Nothing at all - provided you submit all the required information when you apply for the transfer.

Yes of course. The requirements remain the same - i.e. that your premiums are paid up to date and that you have not had any break in your cover. Simply get in touch with BUPA UK or BUPA Global and your transfer back will be arranged.

The Bupa to Sanitas transfer requires at least 12 months insured with any Bupa company, for example Bupa UK, Bupa Global or Bupa Australia. The Bupa policy must be active and fully paid up at the time of transfer, with no break in cover. An expired policy means applying to Sanitas as a new member.

The recommended Sanitas plans for Bupa transfers are Sanitas Mas 90 Plus with co-payments, Sanitas Mas 90 with no co-payments and Sanitas Premium 500 with no co-payments. Sanitas Mas 90 Plus and Sanitas Mas 90 cover Spain plus 70% worldwide. Sanitas Premium 500 covers Spain plus 90% worldwide, with prescription cost reimbursement and income protection.

The International Transfer Form (ITF) and the Interfund Transfer form are the same Bupa document, because the ITF is printed under the Interfund Transfer Agreement. Bupa UK completes the form with the details of your existing Bupa policy, and you forward it to us. Bupa Global members receive a certificate instead, showing the date first registered, the date the Bupa cover ends and confirmation that premiums are paid.

Sanitas waives its waiting periods on a Bupa transfer, except childbirth, when you have been insured with any Bupa company for at least 12 months with no break in cover. If you are pregnant when you transfer, antenatal care is covered but not the birth.

HealthPlan Spain arranges Bupa to Sanitas transfers in English as an authorised Sanitas agent (agent code 22395) in Marbella, at the same premium as buying from Sanitas. The transfer is handled by email: you send us the Bupa transfer document, complete our online application form and receive your Sanitas policy by email once approved.