Sanitas Premium 500

Cover & Services of Sanitas Premium 500

The Sanitas Premium 500 is a mixed policy designed for those that need the best cover in Spain plus the ability to choose where to receive treatment abroad.

This plan covers you fully when using the Sanitas network of doctors and hospitals in Spain. When using the Sanitas network, you simply present your membership card at reception when you attend an appointment and all costs are taken care of. There are no co-payments or deductibles. If you wish to use doctors and hospitals outside of the network in Spain and internationally, then you use the reimbursement part of the policy. You may use any doctor or hospital of your choice, pay the invoice, submit your claim to us and receive 90% of the costs back. The cover provided for this purpose is 500k per person, per year.

As a member you will get exclusive benefits not found in similar policies offered by other providers including full dental (Sanitas Dental), 50 % reimbursement for drugs or medicines prescribed by your Sanitas doctor and income protection when you are hospitalised.

Please note: the Sanitas Premium 500 is suitable for residency / N.I.E. or visa applications. However, if you need a "Spain only" policy for these purposes please see the Mas Salud without co-payments plan

Coronavirus (COVID-19):
Coronavirus (COVID-19) is fully covered on this policy. For more information please click here

Medical Fees:
100% cover of medical fees in Spain + 90% reimbursement outside the Sanitas network + worldwide

Co-Payments:
No Co-payments.

Choose Your Doctor:
Choose your own doctor: with Sanitas Premium 500 you not only have access to the whole Sanitas network, but you can also visit any other healthcare centre or doctor of your choice, whether in Spain or anywhere else in the world.

Discounts:
With more discounts: An extra discount of 5% for families of 4 or more insured members.

Online Account:
Your own online account where you can find doctors / hospitals / specialists within the Sanitas network who speak your language.

Multi-lingual Support:
Multi-lingual member support both online and over the telephone.

Extensive Network:
With Sanitas you have access to an extensive network made up of top professionals covering every aspect of your health, offering the best treatment and medical services available in Spain.

What is covered?

Medical Fees:
100% cover of medical fees within the network + 90% cover of medical fees (up to 500,000 per person) outside of the network in Spain and worldwide.

Primary Healthcare + hospitalisation:
Including general medicine, nursing services, emergencies.

Access to all medical and surgical specialties:
Ccardiology, dermatology, endocrinology, traumatology, gynaecology, ophthalmology, oncology, psychiatry etc.

Surgery:
Inpatient and outpatient

Diagnostic tests and therapies:
Clinical analysis and tests including antenatal care, MRI/CAT scans, ultrasound, x-rays, endoscopies, mammograms, smear tests etc.

High tech therapies:
Including rehab, cancer treatments, respiratory, radiotherapy, speech therapy etc.

Psychology services:
Treatment for issues such as anorexia, stress, depression, marriage counselling and insomnia.

Protection for the Family:
In the event that the policy holder dies, the other beneficiaries also covered by the policy will not have to pay the premium for six months.

Single Room:
A single room with a bed for your visitor when hospitalised (except for Psychiatric hospitalisation).

Travel Assistance
in collaboration with Europ Assistance - up to a limit of 12,000 per person, per claim. More information

Sanitas Dental:
Access to our dental network, with 50 services included. We will also reimburse you up to 400 for treatments outside of the 50 services included. More information

Pharmacy cover:
We will reimburse you 50% of the costs for medication that you require with a limit of 600 per member, per year.

Income protection:
A payment of 100 daily in case of hospitalisation: For example for help with out of pocket expenses.