Sanitas International Students is private health insurance for international students aged 14 to 35 who come to Spain to study, with no co-payments, no waiting periods and repatriation included.
Reviewed by Sean Guy, authorised Sanitas agent, code 22395. Updated September 2026.
Sanitas International Students
Sanitas International Students is private health insurance for international students aged 14 to 35 who come to Spain to study, with no co-payments, no waiting periods and repatriation included.
Sanitas International Students is private health insurance for international students aged 14 to 35 studying in Spain, and it is accepted by Spanish consulates for student visas. It has no co-payments and no waiting periods, includes repatriation in case of death and Sanitas Dental 21, and costs from €42,65 a month. Maternity is not covered.
Sanitas International Students is designed specifically for international students who need reliable, visa-friendly healthcare while studying in Spain. It gives you complete access to the Sanitas medical network - including GPs, specialists, diagnostics, emergencies and hospital care - all without co-payments and without waiting periods. In our quote tool and plan comparison it appears as Sanitas Students. It is the same policy.
You'll also benefit from Dental 21, mental health support, emergency medical assistance abroad up to €12,000 and repatriation to your home country. With the app, it's easy to book appointments, view test results and access services wherever you are.
Whether you're in Spain for a semester, a full degree or a longer study programme, this plan keeps your healthcare simple, predictable and fully aligned with what universities, schools and regional authorities expect from international students. Our guide to student health insurance in Spain explains what consulates and universities ask for.
GPs & specialists Unlimited visits across the Sanitas network
Diagnostics Lab tests, X-rays, ultrasounds and high-tech imaging
Therapies Physiotherapy and therapeutic care
Digital care Video consultations, e-prescriptions, results via the app
Sanitas International Students at a glance
No co-payments: Sanitas International Students has no co-payments, so all covered services carried out in the Sanitas network are included in the premium.
Hospital care: Sanitas International Students includes day-case and inpatient surgery in Sanitas hospitals, with a private room.
No waiting periods: Sanitas International Students has no waiting periods, so covered services can be used from day one of the policy.
Ages 14 to 35: Sanitas International Students is available to students aged 14 to 35 at the time of contracting.
Student visa: Sanitas International Students is accepted by Spanish consulates as a compliant policy for student visas.
Dental 21 included: Sanitas International Students includes Dental 21, with more than 40 dental services included and 21% off all other dental treatments.
Repatriation included: Sanitas International Students includes repatriation to your country of origin in case of death, as standard on the plan.
Emergencies abroad: Sanitas International Students covers emergency medical care abroad up to €12,000 per person per year, for care needed within 90 consecutive days from the start of a trip.
Psychology: Sanitas International Students includes up to 15 psychology sessions a year, with no waiting period.
Policy term: Sanitas International Students is a single-person policy for a stay of at least three months, contracted for up to one year.
Annual payment: Sanitas International Students has a 4% discount for paying annually.
Maternity not covered: Sanitas International Students does not cover maternity, childbirth or related services.
Who it suits: Sanitas International Students suits international students in Spain for a semester, a full degree or a longer study programme.
Who arranges it: HealthPlan Spain is an authorised Sanitas agent (agent code 22395) in Marbella that arranges Sanitas International Students in English, at the same price as buying direct from Sanitas.
What's included / Excluded
Summary - exact limits confirmed in the policy terms & conditions.
Benefit
Included
Notes / Limits
GPs + Specialists
Yes
Unlimited consultations in the Sanitas network
Diagnostics / Tests
Yes
Lab tests, X-rays, scans and imaging when clinically required
Hospitalisation & Surgery
Yes
Day-case and inpatient surgery in Sanitas hospitals with a private room
Psychology
Yes
15 sessions per year maximum
Emergency care
Yes
24/7 urgent care in Spain within the Sanitas network
Maternity & Childbirth
No
Maternity, childbirth and related services are not included in the student plan
Dental 21
Yes
More than 40 services included, plus 21% off all other dental treatments
Digital GP & Telemedicine
Yes
Online GP and telemedicine via the app
Travel insurance
Yes
Emergency medical assistance abroad up to €12,000 per year, for care needed within 90 consecutive days from the start of a trip
Co-payments
No
All covered services within the Sanitas network are included in the premium
Repatriation
Yes
Transfer to your country of origin in the event of death in any country, organised by Sanitas
Co-payments
The Sanitas International Students plan has no co-payments. All services that are covered by the policy and carried out in the Sanitas network are fully included in your premium.
Waiting periods (Qualification periods)
Waiting periods refer to the amount of time that must pass after joining a health insurance plan before you can access specific services. The student plan has NO waiting periods.
Sanitas Blua: Digital health included free with your plan, giving you a 24-hour emergency video GP, video consultations in every specialty, digital physio, health checks and health programmes via the app.
Dental 21: More than 40 dental treatments included, plus discounts on all other services.
Repatriation: Repatriation to your country of origin in case of death, included as standard on this plan.
Optional add-ons:
Accidental death (€30,000 / €60,000): Compensation paid in case of death or permanent disability resulting from an accident. You can select which insured members include this option.
Pharmacy cover: Reclaim 50% of your prescription costs (spend €400 get €200 back).
Work and traffic accident cover: Medical assistance for emergencies resulting from a work or traffic accident, available as standard or extended cover.
Add-ons can be included when completing the application form.
Eligibility, requirements & payments
Available for students aged 14 to 35 at the time of contracting. If you are 36 years of age or more then you will need the Mas Salud plan*.
One insured person per policy: partners and family members who come with you need a separate Sanitas policy.
Minimum stay of three months and maximum of one year. If your course lasts longer, the policy can be renewed each year on proof that you are still enrolled.
You need a valid passport or residence card, and proof of enrolment on your course in Spain showing the course start and end dates.
The policy can be arranged up to six months before it starts, so you can have it ready before you apply for your visa.
Once the policy is issued and your payment is confirmed, HealthPlan Spain gives you a certificate of cover in Spanish, in the format Spanish consulates expect.
4% annual payment discount available.
Policy start date is always the 1st of the month.
*Subject to underwriting and current product rules.
How to use the Sanitas International Students plan
Choose a GP, specialist or hospital from the Sanitas network.
Book an appointment by phone, online or via the app.
Show your membership card (physical or digital) when you attend your appointment.
Sanitas settles the bill directly with the centre for covered services, so you do not pay upfront for treatment included in your plan.
You can also use the app to manage appointments, view test results, access your medical history and use digital services. Once a policy arranged through HealthPlan Spain is activated, Sanitas sends you the link to the app by text message. To start, get a quote for this plan.
Compare Students, Mas Salud, & Top Quantum
Feature
Students
Mas Salud
Top Quantum
Outpatient consultations
Unlimited
Unlimited
Unlimited
Hospitalisation
Yes
Yes
Yes
Co-payments
No
No
No
Visa / residency compliant
Yes
Yes
Yes
Dental
Yes
Yes
Yes
Frequently asked questions about Sanitas International Students
What is Sanitas International Students health insurance?
Sanitas International Students is private medical insurance for students in Spain, from Sanitas, part of the Bupa group. It is international student health insurance for students aged 14 to 35 who come to Spain to study. It has no co-payments and no waiting periods, includes repatriation in case of death and is accepted by Spanish consulates for student visas. Maternity and childbirth are not covered.
Is the Sanitas International Students health plan accepted as medical insurance for a Spanish student visa?
Yes. It's accepted by Spanish consulates as a compliant policy for your student visas.
Do I get a certificate of cover for my student visa application?
Yes. HealthPlan Spain issues a Spanish certificate of cover for Sanitas International Students in the format consulates expect. You submit it with your student visa or Numero de Identidad de Extranjero (N.I.E., the foreigner identity number) application. See what Spanish consulates ask for in our guide to student visa health insurance.
What documents do I need to take out Sanitas International Students?
You need a valid passport or residence card and proof of enrolment on your course in Spain, showing the course start and end dates. You also give the address where you will stay in Spain. Your school or university address is fine if you have not found accommodation yet.
Can I take out Sanitas International Students before I arrive in Spain?
Yes. You can get a quote and apply online from anywhere in the world, up to six months before the policy starts. The policy is issued in your name before you travel, and it always starts on the 1st of a month.
Can I add a partner or family member to my policy?
No. This is a single-person policy, so only one insured person can be on it. A partner or family member who comes with you needs a policy of their own. If they are also a student aged 14 to 35, that can be another Sanitas International Students policy; if not, a plan such as Sanitas Mas Salud.
Does Sanitas International Students have co-payments?
No. This plan has no co-payments. All services covered by the policy and carried out in the Sanitas network are included in your premium.
Does Sanitas International Students have waiting periods?
No. There are no waiting periods, so you can use covered services from day one of your policy.
Is hospital care included in Sanitas International Students?
Yes. Inpatient and day-case surgery are included in the Sanitas network.
Does Sanitas International Students cover maternity?
No. Maternity, childbirth and related services are not included in Sanitas International Students.
Does Sanitas International Students include dental cover?
Yes. The plan includes Sanitas Dental 21, which gives you more than 40 free dental services plus a 21% discount on all other treatments.
Does Sanitas International Students cover emergencies outside Spain?
Yes. The plan includes emergency medical assistance abroad up to €12,000 per year through the travel assistance benefit. It covers care needed within 90 consecutive days from the start of each trip.
Can I add worldwide or reimbursement cover to Sanitas International Students?
No. Worldwide or reimbursement cover cannot be added to the student plan.
Can I take out Sanitas International Students if I am over 35?
If you are older than 35 at the time of contracting, you will need to choose a different Sanitas plan, such as the Sanitas Mas Salud or Top Quantum.
How long does Sanitas International Students last, and can it be cancelled early?
Sanitas International Students is contracted for the duration of your studies in Spain, from a minimum of three months up to one year. If your course is longer than one year, the policy is renewed for a further period. It ends automatically at the end of the contract term. If you leave Spain early, it can be cancelled on confirmation that the remainder of your course has been cancelled.
Does Sanitas International Students include psychology or mental health support?
Yes. Sanitas International Students includes psychology, with a maximum of 15 sessions per year, and psychology has no waiting period. The plan also includes Sanitas Blua digital health, which gives a 24-hour emergency video GP and video consultations with specialists by appointment through the app. Covered services carried out in the Sanitas network have no co-payments.
What does Sanitas International Students not cover?
Sanitas International Students does not cover maternity, childbirth, fertility treatment or pregnancy termination, or care outside the Sanitas network, apart from the emergency cover abroad. It also excludes cosmetic treatment, vaccines, alternative medicine and treatment for chronic alcoholism or drug dependency. Injuries from war or terrorism are excluded too.
What does the repatriation cover on Sanitas International Students include?
Sanitas International Students repatriation pays for the transfer of the coffin or ashes to the international airport closest to the place of burial in the student's country of origin, if the student dies. Sanitas also pays for the onward transfer from that airport to the place of burial, up to the limit set in the general conditions, when the burial is more than 30 kilometres away. Sanitas organises the transfer through its own provider, in whichever country the death happens. Burial and ceremony costs are not included, and this plan does not include a ticket for a companion.
Can a parent take out Sanitas International Students for their child?
Yes, a parent can be the policyholder and pay for Sanitas International Students while the student is the insured person. If the student is under 18, a parent or guardian aged 18 or over must be the policyholder. The policyholder does not have to live in Spain.
Care received in centres or from professionals outside the Sanitas network.
Treatment for chronic alcoholism, drug dependency or substance abuse.
Any cosmetic or aesthetic treatments and surgery.
Robotic surgery, proton beam therapy and neutron capture therapy.
Maternity, childbirth, fertility treatments and pregnancy termination are not included in the Student plan.
Any type of vaccine or autovaccination.
Therapies or treatments based on alternative medicine.
Injuries or illnesses resulting from acts of war, terrorism or insurrection.
Contract term and cancellation
The Sanitas International Students plan is contracted for the duration of your studies in Spain, from a minimum of 3 months up to 1 year. If your course is longer than 1 year then the policy will be renewed for a further period.
Sanitas may also cancel or refuse renewal in situations described in the general conditions (for example, non-payment of premiums or other contractual breaches).
The policy is automatically cancelled at the end of the contract term. If you leave Spain before the end of your studies, the policy can be cancelled upon receipt of confirmation that the remainder of your course has been cancelled.
The exact conditions that apply in your case will be shown in the particular conditions of your policy.
Premiums from €42,65
Premiums are valid for new policyholders who enroll between April 1, 2026 and March 31, 2027. A 0.15% surcharge from the Insurance Compensation Consortium will be applied to these premiums. Premiums may vary depending on the policyholder's place of residence. The maximum age for both enrollment and continued coverage is 35.
A new policyholder is someone who has not been insured under any other Sanitas policy in the 6 months immediately before joining the new one.