What is the importance of including worldwide cover with my policy?
What is the importance of including worldwide cover with my policy?
One of the most important considerations when making a trip or traveling abroad for any reason is to make sure that you have suitable travel insurance. In many countries it is an entry requirement, and in many others, it is a wise precuation due to the high cost of paying for treatment privately. For peace of mind we offer various options for you to choose from.
What should worldwide health insurance cover?
It is important that your worldwide policy covers all possible eventualities so that you are not left in a situation where you cannot receive treatment or where you have to pay for expensive services. Your plan should cover consultations with a general doctor or specialists, diagnostic tests, nursing services and most importantly, admissions to hospital, especially emergency admissions. Hospital admissions should include surgical procedures.
Access to all medical specialties: access to specialist doctors for specific situations as well as to those who deal with the initial emergency.
Surgical procedures and diagnostic tests included: not all international health insurance includes this type of coverage, but taking a policy without this cover could leave you with a bill to pay out of pocket.
Which Sanitas health insurance plans include international coverage?
Sanitas Premium 500,000
Worldwide cover with an annual limit of €500,000 per year.
Emergency travel abroad of up to €12,000 / year.
Reimbursement of expenses from any doctor or hospital of your choice at a rate of 90% reimbursement.
Sanitas Mas 90,000
Worldwide cover with an annual limit of €90,000 per year.
Additional emergency travel assistance of up to €12,000 / year.
Reimbursement of expenses from any doctor or hospital of your choice at a rate of 70% reimbursement.
Sanitas BLUA
Worldwide cover with an annual limit of €150,000 per year.
Additional emergency travel assistance of up to €12,000 / year.
US coverage for diagnosis and treatment. Wide network of prestigious centers that Sanitas has contracted.
Reimbursement of expenses from any doctor or hospital of your choice at a rate of 80% reimbursement.
Sanitas Mas Salud Optima / Sanitas Mas Salud / Sanitas Mas Salud plus / Sanitas Mas Salud Family
Emergency travel assistance of up to €12,000 / year.
You can also include our worldwide options. These options offers tiered levels of cover and allow you to use any doctor or hospital of your choice (in Spain and worldwide) on a reimbursement basis. The options are as follows:
50k cover per person, per year 80% reimbursement cost: €23.00 per person, per month
100k cover per person, per year 80% reimbursement cost: €25.00 per person, per month
150k cover per person, per year 80% reimbursement cost: €27.00 per person, per month
200k cover per person, per year 80% reimbursement cost: €30.00 per person, per month
300k cover per person, per year 80% reimbursement cost: €35.00 per person, per month
All international policies above and reimbursement options can be claimed against internationally for a maximum of 6 months per year. Travel Assistance can be used for a maximum of 3 months per year. All options are completely worldwide, without any countries excluded.
