Can I use my health insurance outside of Spain?

Yes, for emergencies. Every comprehensive Sanitas plan includes Travel Assistance: emergency treatment abroad up to €12,000 per person a year (€15,000 on Sanitas Top Quantum) on trips of up to 90 days. Sanitas Accede, Avanza and Unico do not include it. This covers unexpected medical situations such as illness or accidents while you're abroad.

How much coverage do I have while abroad?

What does emergency travel assistance include?
If you're abroad and need urgent medical care, the following are typically covered (up to your plan's limit):

• Medical treatment for illness or injury
• Hospitalisation and surgery (if required)
• Ambulance or emergency transport
• Repatriation if necessary
• 24/7 support from Sanitas' international assistance team

Note: This assistance is for emergencies only and does not cover planned treatments abroad.

For more information, see our page on Sanitas Travel Assistance. For cover outside Spain beyond emergencies, see our guide to Sanitas international health insurance.

What should I do if I need help while abroad?
Call the Sanitas overseas assistance line printed on the back of your Sanitas member card and in your policy documents (reverse charge accepted). You can also call us on (+34) 952 835 600 and we deal with Sanitas for you.