HealthPlan Complete

Cover & Services of Healthplan Complete

Specifically designed for expatriates living 50/50 between Spain and another European country, the HealthPlan Complete is a comprehensive all round policy with no co-payments giving you the reassurance of seamless health insurance all year round.

The HealthPlan Complete includes full cover within the Sanitas network of doctors and hospitals and you pay nothing towards the costs. It then gives you 500,000 to spend outside the network in Spain and in your second European country, for which it becomes a 90% reimbursement policy*.

The limit for time spent outside of Spain is 6 months per year.

This policy also includes 10,000 worldwide travel assistance via Europ Assistance.

The HealthPlan Complete is also suitable if you are thinking of transferring your cover from BUPA U.K. or BUPA Global. For more information on BUPA transfers please click here

Please note: the HealthPlan Complete is suitable for residency / N.I.E. or visa applications.

Coronavirus (COVID-19):
Coronavirus (COVID-19) is fully covered on this policy. For more information please click here

Second Country Cover:
Cover in a second European country as well as in Spain

Choose Service Provider:
Choose from a wide range of service providers - access to over 50,000 specialists and 700 private centres throughout Spain.

Online Acccount:
Your own online account where you can find doctors / hospitals / specialists within the Sanitas network who speak your language.

Multi-lingual Support:
Multi-lingual member support both online and over the telephone.

Policy Documents:
Policy documents are available in English or Spanish

Extensive Network:
With Sanitas you have access to an extensive network made up of top professionals covering every aspect of your health, offering the best treatment and medical services available in Spain.

What is covered?

Medical Fees:
100% cover of medical fees within the network / 90% cover of medical fees outside of the network in Spain

Cover choice:
Initial choice of either 100% cover with BUPA in the U.K. OR 90% cover in any other designated european country*

Primary Healthcare + hospitalisation:
Including general medicine, nursing services, emergencies.

Access to all medical and surgical specialties:
Cardiology, dermatology, endocrinology, traumatology, gynaecology, ophthalmology, oncology, psychiatry etc.

Surgery:
Inpatient and outpatient

Diagnostic tests and therapies:
Clinical analysis and tests including antenatal care, MRI/CAT scans, ultrasound, x-rays, endoscopies, mammograms, smear tests etc.

High tech therapies:
Including rehab, cancer treatments, respiratory, radiotherapy, speech therapy etc.

Psychology services:
Treatment for issues such as anorexia, stress, depression, marriage counselling and insomnia.

Single Room:
A single room with a bed for your visitor when you are hospitalised (except for Psychiatric hospitalisation).

Travel Assistance:
In collaboration with Europ Assistance - up to a limit of 10,000 per person, per claim. More information

Basic dental cover:
including checkups, x-rays, simple extractions and yearly teeth cleaning. If you need more comprehensive dental cover we have a range of options for you to choose from.