Cover & Services
Cover & Services of Sanitas Corporate plan
Whether you have a small business or a larger one, living a healthy lifestyle is equally as important as running a successful company. Sanitas Corporate plan offers 100% medical assistance in Spain and maximum flexibility giving your employees an affordable way to take care of themselves. It also comes bundled with dental cover (Dental 21) giving you access to all of our Millenium dental centres plus all the regular centres within the Sanitas network. This plan is available with OR without co-payments and you may also choose additional services (extra options) as part of your cover.
Please note: The Sanitas Corporate plan is NOT suitable for residency / N.I.E. or visa applications.
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Coronavirus (COVID-19):
Coronavirus (COVID-19) is fully covered on this policy. For more information please click here
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Medical Fees:
100% cover of medical fees
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Choose Service Provider:
Choose from a wide range of service providers - access to over 50,000 specialists and 700 private centres throughout Spain.
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Online Account:
Your own online account where you can find doctors / hospitals / specialists within the Sanitas network who speak your language.
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Multi-lingual Support:
Multi-lingual member support both online and over the telephone.
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Tax Relief:
Tax relief on premiums up to 500 per person.
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Extensive Network:
With Sanitas you have access to an extensive network made up of top professionals covering every aspect of your health, offering the best treatment and medical services available in Spain.
What is covered?
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Primary Healthcare + hospitalisation:
Including general medicine, nursing services, emergencies.
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Access to all medical and surgical specialties:
Cardiology, dermatology, endocrinology, traumatology, gynaecology, ophthalmology, oncology, psychiatry etc.
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Surgery:
Inpatient and outpatient
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Diagnostic tests and therapies:
Clinical analysis and tests including antenatal care, MRI/CAT scans, ultrasound, x-rays, endoscopies, mammograms, smear tests etc.
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High tech therapies:
Including rehab, cancer treatments, respiratory, radiotherapy, speech therapy etc.
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Psychology services.
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Single Room:
A single room with a bed for your visitor when hospitalised (except for Psychiatric hospitalisation).
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Travel Assistance:
In collaboration with Europ Assistance - up to a limit of 12,000 per person, per claim. More information
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Work / traffic accidents:
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Dental cover:
with Dental 21 you receive 30 services free including checkups, x-rays, simple extractions and yearly teeth cleaning. If you need more comprehensive dental cover we have a range of options for you to choose from.
Extra Options
Extra Options
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Work / Traffic accidents
Guarantees medical assistance if you are in a work or traffic accident. (FREE)
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Dental21
Gives you 30 different dental services and a discount of 21% for all other services. (FREE)
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Pharmacy
Get 50% off your pharmacy costs. (must be taken by all insured)
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Accidental death 30,000
Provides you or your family with compensation of €30,000 in case of death or permanent disability resulting from an accident. (can choose which insured have the option)
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Accidental death 60,000
Provides you or your family with compensation of €60,000 in case of death or permanent disability resulting from an accident. (can choose which insured have the option)
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Optical
Receive 50% reimbursement on your contact lenses and spectacle lenses every year when prescribed by a Sanitas optician. (must be taken by all insured)
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Optical individual
Receive 50% reimbursement on your contact lenses and spectacle lenses every year when prescribed by a Sanitas optician. (can choose which insured have the option)
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Alternative medicine
Visit any homeopathic specialist of your choice (both in and out of the Sanitas network) and receive 50% reimbursement. (can choose which insured have the option)
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Income protection
Provides €60 per day for out of pocket expenses in case you are hospitalised. (can choose which insured have the option)
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worldwide reimbursement 50k
Our worldwide reimbursement options give you the flexibility to visit the medical specialist of your choice outside the Sanitas network, both in Spain and worldwide. (can choose which insured have the option)
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worldwide reimbursement 100k
Our worldwide reimbursement options give you the flexibility to visit the medical specialist of your choice outside the Sanitas network, both in Spain and worldwide. (can choose which insured have the option)
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worldwide reimbursement 150k
Our worldwide reimbursement options give you the flexibility to visit the medical specialist of your choice outside the Sanitas network, both in Spain and worldwide. (can choose which insured have the option)
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worldwide reimbursement 200k
Our worldwide reimbursement options give you the flexibility to visit the medical specialist of your choice outside the Sanitas network, both in Spain and worldwide. (can choose which insured have the option)
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worldwide reimbursement 300k
Our worldwide reimbursement options give you the flexibility to visit the medical specialist of your choice outside the Sanitas network, both in Spain and worldwide. (can choose which insured have the option)
FAQ
FAQ
- Is Corona virus (COVID-19) covered on this policy?
Coronavirus (COVID-19) is fully covered on this policy. For more information please click here
- Can I use the Sanitas Corporate plan outside Spain?
Yes. In an emergency you can use your travel assistance cover up to 12,000 per claim.
- What is a Network policy?
A network policy requires you to use doctors, hospitals and dentists who are contracted to provide services for Sanitas. Details of the Sanitas network are available on this site by clicking here. They will also be available inside your online account after you have purchased this policy.
- What are co-payments and how much are they for the Sanitas Corporate plan?
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Co-payments are like excesses and they are charged for each service you use. The Sanitas Corporate plan comes in 2 flavours: with co-payments or without co-payments - Co-payments are collected every month from your account on file. The following illustration details the co-payments version for the Sanitas Corporate plan. The amount of the co-payment that you pay depends upon how many times you have already used services in the year - When the policy renews the services are reset back to zero services used.
Services
Co-payment
0-6 services
€0
7-10 services
€4
11-15 services
€7
16+ services
€10
Single co-payment for the services listed below of €12.
*Physiotherapy (10 sessions), ventilation (15 sessions), oxygen therapy (30 days for bpap and cpap and 15 days for aerosol) and preparation for childbirth.
- What are pre-existing conditions and how do they apply to the Sanitas Corporate plan?
Pre-existing conditions relate to previous pathologies prior to the date of you contracting the Sanitas Corporate plan. If you have declared any pre-existing conditions on your application one of our doctors will call you in confidence. From there a personal assessment will be made, which will guarantee the fairest and most comprehensive assessment of your health.
- Does the Sanitas Corporate plan cover antenatal care or childbirth?
Yes. The Sanitas Corporate plan will cover your antenatal consultations, diagnostic tests. Childbirth is covered as long as you fall pregnant after becoming a member.
- What are qualification periods and how do they apply with regard to the Sanitas Corporate plan?
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Treatments
Qualification Periods
All vital emergencies
immediate
Ambulatory surgery
3 months
Radiotherapy
6 months
Chemotherapy
6 months
Cobalt therapy
6 months
Radioactive Isotope therapy
6 months
MRI scans
6 months
Nuclear medicine
6 months
Radio Neuro surgery
6 months
Bone Densitotherapy
6 months
Psychology
6 months
High tech diagnostic tests
6 months
Temporary incapacity
8 months
Hospitalisation (inpatients)
10 months
Hospitalisation (day patients)
10 months
Hospitalisation (childbirth)
8 months
Bariatric surgery
70 months
- Is there an age limit on becoming a Sanitas Corporate member?
Initially you may contract this policy up to age 74. There is no upper age limit to remain covered, once the policy is in force.
- Are there any discounts as a Sanitas Corporate member?
Yes. There is a discount of 4% if you pay yearly.
- Can I purchase The Sanitas Corporate plan as a single individual?
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No. The minimum number of insured for the Sanitas Corporate plan is 25 people.
- Does Sanitas Corporate plan include dental cover?
The Sanitas Corporate plan include dental21 dental cover, please click here for more information
- Can I add comprehensive international cover to the Sanitas Corporate plan?
Yes. Please click the "extra options" tab to see international options available with this plan.
- What documents do you need from me?
Nothing for now, however, we will need you to complete the application form.
