Add-on
Optical
from €5,90 / month per person
Claim back 50% on your prescription lenses and contact lenses, up to €600 a year.
Does Sanitas health insurance cover glasses?
No, not as standard. Sanitas health insurance plans do not pay for glasses or contact lenses, and no plan includes optical cover free. The Sanitas Optical add-on reimburses 50% of prescription spectacle lenses and contact lenses, up to €600 per insured person a year, from €5,90 a month per person. Frames are not covered, and a 3-month qualification period applies.
HealthPlan Spain is an authorised Sanitas agent (agent code 22395) in Marbella that arranges Sanitas health plans and the Optical add-on in English, at the same price as buying direct from Sanitas.
What the Optical add-on covers
The optical add-on reimburses 50% of the cost of your prescription lenses and contact lenses, up to €600 per insured person each year - taking the sting out of updating or replacing your glasses and contacts. You make one claim a year, for a single invoice.
Cover applies to prescription (graduated) spectacle lenses and contact lenses prescribed by an ophthalmologist. Frames - and any other items on the invoice - are not included. To claim, you submit the receipt and the prescription through the app.
A 3-month qualification period applies before you can claim. It can be taken out individually or for all insured persons, at any time, for anyone up to age 75 (with no upper age limit to keep it). Children under 6 pay no premium when it is taken for all insured persons.
How to add it: The Optical add-on is selected at the application form stage, when you take out a new Sanitas plan or at renewal. It can also be added at any time after that. It can be taken out individually or for all insured persons.
Sanitas Optical add-on at a glance
- Reimbursement: The Sanitas Optical add-on reimburses 50% of the cost of prescription lenses and contact lenses, up to €600 per insured person each year.
- Price: The Sanitas Optical add-on costs from €5,90 a month per person.
- One claim a year: The Sanitas Optical add-on allows one claim a year, covering a single invoice per insured person.
- What is covered: The Sanitas Optical add-on covers prescription (graduated) spectacle lenses and contact lenses prescribed by an ophthalmologist.
- Not covered: The Sanitas Optical add-on does not cover frames or any other items on the invoice.
- Qualification period: The Sanitas Optical add-on has a 3-month qualification period before a claim can be made.
- Age limit: The Sanitas Optical add-on can be taken out up to age 75, with no upper age limit to keep it.
- Who it covers: The Sanitas Optical add-on can be taken out individually or for all insured persons, and added at any time.
Important information
How much you get back
50% of the cost of your prescription lenses and contact lenses, up to €600 per insured person each year.
One claim a year
The reimbursement covers a single invoice per insured person, per year.
What is covered
Prescription (graduated) spectacle lenses and contact lenses. Frames and any other items on the invoice are not included.
Waiting period
A 3-month qualification period applies before you can claim.
Eligibility
Take it out up to age 75, with no upper age limit to keep it. Children under 6 pay no premium when it is taken for all insured persons.
Individual or all insured
It can be taken out just for you, or for all insured persons on the policy - and added at any time.
What is covered, and what is not
Covered - 50% back, up to €600 a year
- Prescription (graduated) spectacle lenses
- Prescription contact lenses
Not covered
- Frames
- Any other items listed on the invoice
- Non-prescription (non-graduated) or cosmetic lenses
Two versions
The optical cover comes in two versions, so you only pay for who needs it:
- All insured persons (Sanitas Optica) - taken for everyone on the policy. Children under 6 are covered at no extra premium.
- Individual (Sanitas Optica Individual) - taken for just the people you choose.
Both reimburse 50% of your lens costs up to €600 a year; the premium differs between the two.
Optical frequently asked questions
Who is eligible for the optical option?
Anyone under the age of 75. Once the cover is in place there is no upper age limit to remain insured with this option.
If my policy is going to be for 2 adults and two children can we choose which insured person has the optical option?
If you decide to purchase the optical option then you have the choice to add it individually or all together. If the latter is true then the cost is €4,10 per person cheaper (€5,90 instead of €10,00 a month).
Do any of your health insurance plans include the optical option for free?
No.
Can I add this option to my policy later?
Yes - you can add this option at any time.
Are there any qualification periods for the optical option?
Yes. You can only use this part of your policy once you have been in it for 3 months.
Are there any discounts If I decide to include the optical option with my health insurance plan?
No.
Are pre-existing conditions / medical history taken into consideration if I purchase the optical option?
No.
How do I add the optical option to my application?
You can add any add-on to your overall quote when you complete our online application form.
How do I request reimbursement for optical material purchases?
In the app, fill in a few details and upload the receipt and prescription, then follow the status of your claim. Or send them to us and we submit the claim for you.
Are frames covered?
No. The cover reimburses 50% of your prescription lenses and contact lenses, up to €600 a year. Frames and any other items on the invoice are not included.
How many times a year can I claim?
Once a year - the reimbursement covers a single invoice per insured person, per year.
Can I take it out for just one person?
Yes. It can be taken out individually or for all insured persons (at a different premium), and added at any time.
Does the Sanitas Optical add-on cover contact lenses?
Yes. The Sanitas Optical add-on reimburses 50% of the cost of prescription contact lenses, as well as prescription (graduated) spectacle lenses, up to €600 per insured person each year. Cover applies to lenses prescribed by an ophthalmologist. Non-prescription (non-graduated) or cosmetic lenses, frames and any other items on the invoice are not covered.
What is the difference between Sanitas Optica and Sanitas Optica Individual?
Sanitas Optica is the version of the Sanitas Optical add-on taken for all insured persons on the policy, and children under 6 are covered at no extra premium. Sanitas Optica Individual is taken for just the people you choose. Both versions reimburse 50% of lens costs up to €600 a year, and the premium differs between the two.
How much does the Sanitas Optical add-on cost?
The Sanitas Optical add-on costs €5,90 a month per person when it is taken for all insured persons, or €10,00 a month per person when it is taken individually. Children under 6 pay no premium when it is taken for all insured persons.
Which Sanitas plans can I add the Optical add-on to?
The Sanitas Optical add-on is available on Sanitas Mas Salud, Mas Salud Family, Mas Salud Plus, Mas Salud Optima, Mas 90, Mas 90 Plus and Premium 500. It is also available on Sanitas Professional, Professional Plus, Accede, Avanza and Residents Visa, but not on Students, Top Quantum or Unico.
Does Sanitas health insurance cover laser eye surgery?
Sanitas health insurance does not cover laser eye surgery to correct myopia (short sight), hyperopia (long sight) or astigmatism. Refractive surgery is excluded in the general conditions of Sanitas Mas Salud, Mas 90, Premium 500, Top Quantum, Students and Residents Visa. The Optical add-on does not pay for it either, because it only reimburses prescription lenses and contact lenses.
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