Cover & Services
Extra Option - Traffic/Work Accidents
The work and traffic accidents option provides full medical assistance if you are either a driver or passenger in a traffic accident or if you suffer a work-related accident or occupational disease. This extra option can only be added on contraction or renewal of the health insurance plan you decide to take out. All insured parties on your policy are required to contract the option and the cover can continue up to 75 years of age. There are no waiting periods and no exclusions applied.
Important information
Annual limits
There are no financial limits or attendance limits applicable to this option.
FAQ
Traffic/Work Accidents Frequently Asked Questions
- Who is eligible for the work / traffic accident option?
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Anyone under the age of 75. Once the cover is in place there is no upper age limit to remain insured with this option.
- If my policy is going to be for 2 adults and two children can we choose which insured person has the work / traffic accident option?
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If you decide to purchase the work / traffic accident option then this must be purchased for all insured persons on the policy.
- Do any of your health insurance plans include the Work / traffic accident option for free?
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Both Sanitas Professional plans include the Work / traffic accident option for free.
- Are there any qualification periods for the Work / traffic accidents option?
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No. You can use this part of your policy immediately if you need to.
- Are there any discounts If I decide to include the work / traffic accident option with my health insurance plan?
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Yes - If you have children on your policy that are under the age of 18 then the work / traffic accident option is free of charge.
- Are pre-existing conditions / medical history taken into consideration if I purchase the work / traffic accident option?
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No.
- Why should I consider adding the work / traffic accident option to my overall cover?
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Because not adding the work / traffic accident option will result in cover not being extended to these situations.
- How do I add the work / traffic accident option to my application?
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You can add any extra option to your overall quote when you complete our online application form.
