Cover & Services
Extra Option - Alternative Medicine
Alternative medicine is fairly new to private healthcare insurance here, however Sanitas are now offering an option that you can add to your policy. This allows you to choose which professional you use and covers both homeopathic consultations and products and also acupuncture treatments and equipment. The cost is €6 per person, per month on top of your policy premium and gives you 50% reimbursement of your costs, up to a maximum of €400 per year.
Important information
Annual limits
An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year. The maximum that can be claimed under this option is 400€ per person per year.
Qualification periods
Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. There is a qualification period of 6 months before you may make a claim under this option.
Percentage back
When making a claim under the Alternative Medicine option, you will be reimbursed 50% of the costs. Reimbursements are paid directly to the bank account of your choice.
FAQ
Alternative Medicine Frequently Asked Questions
- Who is eligible for the Alternative Medicine option?
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Anyone under the age of 75. Once the cover is in place there is no upper age limit to remain insured with this option.
- If my policy is going to be for 2 adults and two children can we choose which insured person has the alternative medicine option?
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If you decide to purchase the alternative medicine option then you can choose which insured person takes it.
- Do any of your health insurance plans include the alternative medicine option for free?
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No.
- Are there any discounts If I decide to include all insured persons on my policy with the altenative medicine option?
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No.
- Are pre-existing conditions / medical history taken into consideration if I purchase the Alternative Medicine option?
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Yes. After we have received your signed application forms - You will receive a phoned medical assessment in which any declarations
you have made in reference to any medical history where homeopathic remedies have been used will be assessed. This data will determine whether or not
you are still able to purchase this option.
- How do I add the alternative medicine option to my quote?
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You can add any extra option to your overall quote when you complete our online application form.
- Can I use the alternative medicine option outside of Spain
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No - this option will only cover you with Spain and its islands.
- Is there a maximum nuber of times that I can use this option? what other limits are there?
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There is no limit on the number of times you use the services, however, the maximum amount that will be reimbursed is 50% of €400.
- How do I request reimbursements if I use these services?
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You can apply for reimbursement by logging into your MiSanitas online account. Enter the details requested, upload the receipt and medical report and then monitor the status.
